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Capital When You Need it, How You Need it

MOR Financial is a trusted leader in hard money lending, providing tailored financing solutions for Active Real Estate Investors. Our services empower investors to quickly secure capital for property acquisitions, renovations, and other real estate opportunities. In addition to lending, MOR Financial offers Passive Investors the opportunity to generate steady returns through our MOR Investment Fund and direct Trust Deed investments. With expert management, transparency, and a commitment to client success, MOR Financial bridges the gap between ambitious real estate projects and the investors fueling them.

Fast & Flexible Funding for Your Next Project

  • Our funding is designed with real estate investors in mind, offering financial agility when you need it most.
  • With fast access to funding, you can take on more projects simultaneously, accelerating portfolio growth and boosting profits.
  • No prepayment penalties, giving you the freedom to pay off your loan early if you want to without incurring extra fees.

Find the Right Program For You

Fix-N-Flip Loans &
Rehab Loans

Property Type

SFR, Condo, Townhouses, 2-4 units

Loan Amount

80/80 or 90/100 or 100 of purchase price Max up to 70% of ARV

Term

6-24 months

Rate

9.99% to 12.99%

Fees

1-3%

Repayment

Monthly Interest Only

Learn More

Bridge Loans

Property Type

Land, SFR, Condo, Townhouses, 2-4 units

Loan Amount

Up to 70% of LTV

Term

12 months

Rate

9.99% to 12.99%

Fees

1-3%

Repayment

Monthly Interest Only

Learn More

Construction Loans

Property Type

SFR, Condo, Townhouses, 2-4 units

Loan Amount

Up to 50% of LTV

Term

12-24 months

Rate

9.99% to 12.99%

Fees

1-3%

Repayment

Monthly Interest Only

Learn More
Rental Property Loans

Property Type

SFR, Condo, Townhouses, 2-4 units

Loan Amount

Up to 75% of LTV

Term

12-60 months

Rate

9.99% to 12.99%

Fees

1-3%

Repayment

Monthly Interest Only

Learn More
Commercial Property Loans

Property Type

Land, Retail, Industrial, warehouse, office, multifamily, assisted living, house of worship, specialty property.

Loan Amount

Up to 65% of LTV

Term

12-60 months

Rate

9.99% to 12.99%

Fees

1-3%

Repayment

Monthly Interest Only

Learn More

Calculate Your Investment Returns

Access our Fix-N-Flip Profitability and Hard Money Loan Payment calculators to plan your next project with confidence.
Fix & Flip ProfitabilityHard Money Loan

Preferred by Countless Organizations

Outstanding Track Record

Established in 2006, MOR Financial has over 18 years of experience funding private and conventional loans. We work with many local and national mortgage investors to help our clients find the right loan that best fits their needs.

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Days Funding Time

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Years in business

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Loaned

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Simplifying Loans with Common Sense Underwriting

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Get funded quickly with the essential paperwork.

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Straightforward and efficient lending process.

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Competitive rates to make your investment profitable.

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